- Loans to farmers and participants in the value chain e.g. input dealers, transporters, and processors
- Agriculture financing may be in group, or Individual and SME
- Repayments made according to Cash inflow
- Grace periods are allowed.
- Loan repayment can be made from other non agric incomes
- Attractive interest rates
- Flexible loan repayments based on seasoning
- As for group and individual lending above
- Borrower must have been in business for more than 2 seasons.